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The Shelby State Bank
✓ FDIC-insured · Active FDIC Certificate #10157
The Shelby State Bank is an FDIC-insured state-chartered bank that is not a Federal Reserve member (supervised by the FDIC), headquartered in Shelby, Michigan, established in 1910. As of the 06/30/2026 FDIC call report, it reported $397M in total assets and $339M in deposits. FDIC location data lists 9 offices in Michigan. The FDIC classifies it as a community bank. It is owned by the holding company SHELBY FINANCIAL CORP (Shelby, MI).
Financial data as of the 06/30/2026 FDIC call report.
Where it operates
All 9 of The Shelby State Bank's FDIC-listed offices are in Michigan. Browse banks in Shelby for other local options.
Branch locations
| The Shelby State Bank Whitelake Branch · Full Service - Brick And Mortar | 8238 Whitehall Road Whitehall Township, MI 49461 Map ↗ |
| The Shelby State Bank Dalton Township Branch · Full Service - Brick And Mortar | 2222 Holton Road Dalton Township, MI 49445 Map ↗ |
| The Shelby State Bank Airline Road Branch · Full Service - Brick And Mortar | 6448 Airline Road Fruitport Township, MI 49415 Map ↗ |
| The Shelby State Bank Hart Branch · Full Service - Brick And Mortar | 811 S State St Hart, MI 49420 Map ↗ |
| The Shelby State Bank Hesperia Branch · Full Service - Brick And Mortar | 180 N Division Ave Hesperia, MI 49421 Map ↗ |
| The Shelby State Bank Pentwater Branch · Full Service - Brick And Mortar | 388 S Hancock St Pentwater, MI 49449 Map ↗ |
| The Shelby State Bank Ludington Branch · Full Service - Brick And Mortar | 30 N Meyers Rd Ludington, MI 49431 Map ↗ |
| The Shelby State Bank Montague Branch · Full Service - Brick And Mortar | 4555 Dowling St Montague, MI 49437 Map ↗ |
| The Shelby State Bank The Shelby State Bank · Full Service - Brick And Mortar | 242 N Michigan Ave Shelby, MI 49455 Map ↗ |
Holding company: SHELBY FINANCIAL CORP
The FDIC lists SHELBY FINANCIAL CORP, based in Shelby, MI, as the top holding company for The Shelby State Bank. The FDIC shows no other active insured banks under the same holding company.
Similar-size banks in Michigan
Active FDIC-insured banks headquartered in Michigan with total assets closest to The Shelby State Bank's $397M. See all banks in Michigan.
| Bank | HQ city | Assets | Offices |
|---|---|---|---|
| Honor Bank | Honor | $443M | 9 |
| State Savings Bank | Frankfort | $431M | 9 |
| Chelsea State Bank | Chelsea | $417M | 4 |
| First Community Bank | Harbor Springs | $414M | 10 |
| Union Bank | Grand Rapids | $397M | 9 |
| First National Bank & Trust Co. | Iron Mountain | $386M | 7 |
| Upper Peninsula State Bank | Escanaba | $372M | 5 |
| The First National Bank of St. Ignace | St. Ignace | $336M | 7 |
The Shelby State Bank: common questions
Is The Shelby State Bank FDIC-insured?
Yes. The Shelby State Bank is an active FDIC-insured institution, FDIC Certificate #10157. Deposits are insured up to $250,000 per depositor, per ownership category. You can confirm this on FDIC BankFind.
Where is The Shelby State Bank headquartered?
The Shelby State Bank is headquartered at 242 N Michigan Ave, Shelby, MI 49455, according to FDIC records.
How many branches does The Shelby State Bank have?
FDIC location data lists 9 offices for The Shelby State Bank, all in Michigan.
Who owns The Shelby State Bank?
The FDIC lists SHELBY FINANCIAL CORP of Shelby, MI as the top holding company for The Shelby State Bank.
Source: FDIC BankFind Suite (institution, location, and call report data). BankNearMe.com does not rank or rate banks.