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First National Bank & Trust Co.

✓ FDIC-insured · Active FDIC Certificate #5062

First National Bank & Trust Co. is an FDIC-insured national bank chartered by the Office of the Comptroller of the Currency (OCC), headquartered in Iron Mountain, Michigan, established in 1887. As of the 06/30/2026 FDIC call report, it reported $386M in total assets and $338M in deposits. FDIC location data lists 7 offices in Michigan. The FDIC classifies it as a community bank. It is owned by the holding company FNB BANCSHARES INC (Iron Mountain, MI).

Total assets
$386M
Total deposits
$338M
Offices
7
Return on assets
0.85%

Financial data as of the 06/30/2026 FDIC call report.

Where it operates

All 7 of First National Bank & Trust Co.'s FDIC-listed offices are in Michigan. Browse banks in Iron Mountain for other local options.

Branch locations

First National Bank & Trust Co.
Kingsford Branch · Full Service - Brick And Mortar
128 S Carpenter Ave
Kingsford, MI 49802
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First National Bank & Trust Co.
South Branch · Full Service - Brick And Mortar
W 8151 Us 2
Iron Mountain, MI 49801
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First National Bank & Trust Co.
First National Bank & Trust Co. · Full Service - Brick And Mortar
233 S Stephenson Ave
Iron Mountain, MI 49801
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First National Bank & Trust Co.
Iron River Branch · Full Service - Brick And Mortar
901 Riverside Plz
Iron River, MI 49935
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First National Bank & Trust Co.
First National Trust & Wealth Management Branch · Limited Service - Trust
3165 Wright St
Marquette, MI 49855
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First National Bank & Trust Co.
Marquette Trust Office · Limited Service - Trust
3165 Wright St
Marquette, MI 49855
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First National Bank & Trust Co.
North Menomine Branch · Full Service - Brick And Mortar
3805 10th St
Menominee, MI 49858
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Holding company: FNB BANCSHARES INC

The FDIC lists FNB BANCSHARES INC, based in Iron Mountain, MI, as the top holding company for First National Bank & Trust Co.. The FDIC shows no other active insured banks under the same holding company.

Similar-size banks in Michigan

Active FDIC-insured banks headquartered in Michigan with total assets closest to First National Bank & Trust Co.'s $386M. See all banks in Michigan.

BankHQ cityAssetsOffices
Honor BankHonor$443M9
State Savings BankFrankfort$431M9
Chelsea State BankChelsea$417M4
First Community BankHarbor Springs$414M10
The Shelby State BankShelby$397M9
Union BankGrand Rapids$397M9
Upper Peninsula State BankEscanaba$372M5
The First National Bank of St. IgnaceSt. Ignace$336M7

First National Bank & Trust Co.: common questions

Is First National Bank & Trust Co. FDIC-insured?

Yes. First National Bank & Trust Co. is an active FDIC-insured institution, FDIC Certificate #5062. Deposits are insured up to $250,000 per depositor, per ownership category. You can confirm this on FDIC BankFind.

Where is First National Bank & Trust Co. headquartered?

First National Bank & Trust Co. is headquartered at 233 S Stephenson Ave, Iron Mountain, MI 49801, according to FDIC records.

How many branches does First National Bank & Trust Co. have?

FDIC location data lists 7 offices for First National Bank & Trust Co., all in Michigan.

Who owns First National Bank & Trust Co.?

The FDIC lists FNB BANCSHARES INC of Iron Mountain, MI as the top holding company for First National Bank & Trust Co..

Source: FDIC BankFind Suite (institution, location, and call report data). BankNearMe.com does not rank or rate banks.