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Central Bank & Trust Co.
✓ FDIC-insured · Active FDIC Certificate #15815
Central Bank & Trust Co. is an FDIC-insured state-chartered bank that is not a Federal Reserve member (supervised by the FDIC), headquartered in Lexington, Kentucky, established in 1938. As of the 06/30/2026 FDIC call report, it reported $4.0B in total assets and $3.1B in deposits. FDIC location data lists 29 offices in Kentucky. It is owned by the holding company CENTRAL BANCSHARES INC (Lexington, KY).
Financial data as of the 06/30/2026 FDIC call report.
Where it operates
All 29 of Central Bank & Trust Co.'s FDIC-listed offices are in Kentucky. Browse banks in Lexington for other local options.
Branch locations
| Central Bank & Trust Co. Central Bank & Trust Co. · Full Service - Brick And Mortar | 300 W Vine St Lexington, KY 40507 Map ↗ |
| Central Bank & Trust Co. Southland Branch · Full Service - Brick And Mortar | 256 Southland Dr Lexington, KY 40503 Map ↗ |
| Central Bank & Trust Co. Nicholasville Road Branch · Full Service - Brick And Mortar | 100 E Reynolds Rd Lexington, KY 40517 Map ↗ |
| Central Bank & Trust Co. Richmond Road Branch · Full Service - Brick And Mortar | 2233 Richmond Rd Lexington, KY 40502 Map ↗ |
| Central Bank & Trust Co. Versailles Road Branch · Full Service - Brick And Mortar | 2347 Versailles Rd Lexington, KY 40504 Map ↗ |
| Central Bank & Trust Co. North Park Branch · Full Service - Brick And Mortar | 515 W New Circle Rd Lexington, KY 40511 Map ↗ |
| Central Bank & Trust Co. Tates Creek Road Branch · Full Service - Brick And Mortar | 3270 Tates Creek Rd Lexington, KY 40502 Map ↗ |
| Central Bank & Trust Co. Tates Creek Centre Branch · Full Service - Brick And Mortar | 4090 Tates Creek Centre Dr Lexington, KY 40517 Map ↗ |
| Central Bank & Trust Co. Harrodsburg Road Branch · Full Service - Brick And Mortar | 3700 Harrodsburg Rd Lexington, KY 40503 Map ↗ |
| Central Bank & Trust Co. Andover Banking Center Branch · Full Service - Brick And Mortar | 3101 Mapleleaf Dr Lexington, KY 40509 Map ↗ |
| Central Bank & Trust Co. Pioneer Drive · Full Service - Brick And Mortar | 1110 Pioneer Dr Winchester, KY 40391 Map ↗ |
| Central Bank & Trust Co. Hurstbourne Plaza Branch · Full Service - Brick And Mortar | 9300 Shelbyville Rd Louisville, KY 40222 Map ↗ |
| Central Bank & Trust Co. Georgetown Branch · Full Service - Brick And Mortar | 100 W Main St Georgetown, KY 40324 Map ↗ |
| Central Bank & Trust Co. Georgetown Branch - Connector Road · Full Service - Brick And Mortar | 410 Connector Rd Georgetown, KY 40324 Map ↗ |
| Central Bank & Trust Co. North Maple Branch · Full Service - Brick And Mortar | 43 N Maple St Winchester, KY 40391 Map ↗ |
| Central Bank & Trust Co. Turfway Road Branch · Full Service - Brick And Mortar | 7310 Turfway Rd Florence, KY 41042 Map ↗ |
| Central Bank & Trust Co. Berea Branch · Full Service - Brick And Mortar | 101 Brentwood Dr Berea, KY 40403 Map ↗ |
| Central Bank & Trust Co. Waterfront Plaza Branch · Full Service - Brick And Mortar | 321 W Main St Louisville, KY 40202 Map ↗ |
| Central Bank & Trust Co. Richmond Branch · Full Service - Brick And Mortar | 350 W Main St Richmond, KY 40475 Map ↗ |
| Central Bank & Trust Co. Fort Mitchell Branch · Full Service - Brick And Mortar | 2075 Dixie Hwy Fort Mitchell, KY 41011 Map ↗ |
| Central Bank & Trust Co. Sir Barton Branch · Full Service - Brick And Mortar | 2443 Sir Barton Way Lexington, KY 40509 Map ↗ |
| Central Bank & Trust Co. Crestview Hills Branch · Full Service - Brick And Mortar | 2850 Turkeyfoot Rd Crestview Hills, KY 41017 Map ↗ |
| Central Bank & Trust Co. Keene Road Branch · Full Service - Brick And Mortar | 1471 Keene Rd Nicholasville, KY 40356 Map ↗ |
| Central Bank & Trust Co. Eastland Banking Center · Full Service - Brick And Mortar | 649 E New Circle Rd Lexington, KY 40505 Map ↗ |
| Central Bank & Trust Co. Taylorsville Rd Branch · Full Service - Brick And Mortar | 4630 Taylorsville Rd Louisville, KY 40220 Map ↗ |
| Central Bank & Trust Co. Nicholasville Branch · Full Service - Brick And Mortar | 301 N Main St Nicholasville, KY 40356 Map ↗ |
| Central Bank & Trust Co. Union Branch · Full Service - Brick And Mortar | 9021 Us Highway 42 Union, KY 41091 Map ↗ |
| Central Bank & Trust Co. Outer Loop Brnch · Full Service - Brick And Mortar | 3541 Outer Loop Louisville, KY 40219 Map ↗ |
| Central Bank & Trust Co. Spring House Branch · Full Service - Brick And Mortar | 1996 Spring House Ln Richmond, KY 40475 Map ↗ |
Holding company: CENTRAL BANCSHARES INC
The FDIC lists CENTRAL BANCSHARES INC, based in Lexington, KY, as the top holding company for Central Bank & Trust Co.. The FDIC shows no other active insured banks under the same holding company.
Similar-size banks in Kentucky
Active FDIC-insured banks headquartered in Kentucky with total assets closest to Central Bank & Trust Co.'s $4.0B. See all banks in Kentucky.
| Bank | HQ city | Assets | Offices |
|---|---|---|---|
| Republic Bank & Trust Company | Louisville | $7.1B | 48 |
| Community Trust Bank, Inc. | Pikeville | $6.9B | 78 |
| Independence Bank of Kentucky | Owensboro | $3.8B | 26 |
| Traditional Bank, Inc. | Mount Sterling | $2.4B | 19 |
| South Central Bank, Inc. | Glasgow | $2.3B | 27 |
| Heritage Bank, Inc. | Burlington | $2.0B | 19 |
| Planters Bank, Inc. | Hopkinsville | $2.0B | 15 |
| Whitaker Bank | Lexington | $1.9B | 46 |
Central Bank & Trust Co.: common questions
Is Central Bank & Trust Co. FDIC-insured?
Yes. Central Bank & Trust Co. is an active FDIC-insured institution, FDIC Certificate #15815. Deposits are insured up to $250,000 per depositor, per ownership category. You can confirm this on FDIC BankFind.
Where is Central Bank & Trust Co. headquartered?
Central Bank & Trust Co. is headquartered at 300 W Vine St, Lexington, KY 40507, according to FDIC records.
How many branches does Central Bank & Trust Co. have?
FDIC location data lists 29 offices for Central Bank & Trust Co., all in Kentucky.
Who owns Central Bank & Trust Co.?
The FDIC lists CENTRAL BANCSHARES INC of Lexington, KY as the top holding company for Central Bank & Trust Co..
Source: FDIC BankFind Suite (institution, location, and call report data). BankNearMe.com does not rank or rate banks.