Home › Kentucky › Heritage Bank, Inc.
Heritage Bank, Inc.
✓ FDIC-insured · Active FDIC Certificate #33119
Heritage Bank, Inc. is an FDIC-insured state-chartered bank that is not a Federal Reserve member (supervised by the FDIC), headquartered in Burlington, Kentucky, established in 1990. As of the 06/30/2026 FDIC call report, it reported $2.0B in total assets and $1.8B in deposits. FDIC location data lists 19 offices across 2 states and territories, with the most in Kentucky (17). The FDIC classifies it as a community bank. It is owned by the holding company COMMONWEALTH HOLDINGS L L C (Burlington, KY).
Financial data as of the 06/30/2026 FDIC call report.
Branches by state
Heritage Bank, Inc. has offices in 2 states and territories. Counts come from the FDIC's institution location records.
| State | Offices | Share |
|---|---|---|
| Kentucky | 17 | 89.5% |
| Ohio | 2 | 10.5% |
Branch locations
| Heritage Bank, Inc. North Branch · Full Service - Brick And Mortar | 10499 Us Highway 27 N Butler, KY 41006 Map ↗ |
| Heritage Bank, Inc. Independence Branch · Full Service - Brick And Mortar | 2040 Declaration Dr Independence, KY 41051 Map ↗ |
| Heritage Bank, Inc. Ridgeway Avenue Branch · Full Service - Brick And Mortar | 1057 Ridgeway Ave Falmouth, KY 41040 Map ↗ |
| Heritage Bank, Inc. Florence Branch · Full Service - Brick And Mortar | 7434 Us Highway 42 Florence, KY 41042 Map ↗ |
| Heritage Bank, Inc. Union Branch · Full Service - Brick And Mortar | 8751 Us Highway 42 Union, KY 41091 Map ↗ |
| Heritage Bank, Inc. Erlanger Branch · Full Service - Brick And Mortar | 456 Commonwealth Ave Erlanger, KY 41018 Map ↗ |
| Heritage Bank, Inc. Fort Wright Branch · Full Service - Brick And Mortar | 1911 Dixie Hwy Fort Wright, KY 41011 Map ↗ |
| Heritage Bank, Inc. Hebron Branch · Full Service - Brick And Mortar | 2101 Medical Arts Dr Hebron, KY 41048 Map ↗ |
| Heritage Bank, Inc. Cold Spring Branch · Full Service - Brick And Mortar | 4929 Alexandria Pike Cold Spring, KY 41076 Map ↗ |
| Heritage Bank, Inc. Fort Mitchell Branch · Full Service - Brick And Mortar | 350 Buttermilk Pike Fort Mitchell, KY 41017 Map ↗ |
| Heritage Bank, Inc. Heritage Bank, Inc. · Full Service - Brick And Mortar | 1818 Florence Pike Burlington, KY 41005 Map ↗ |
| Heritage Bank, Inc. Walton Branch · Full Service - Brick And Mortar | 235 Mary Grubbs Hwy Walton, KY 41094 Map ↗ |
| Heritage Bank, Inc. Alexandria Branch · Full Service - Brick And Mortar | 7593 Alexandria Pike Alexandria, KY 41001 Map ↗ |
| Heritage Bank, Inc. Dry Ridge Branch · Full Service - Brick And Mortar | 48 Broadway St Dry Ridge, KY 41035 Map ↗ |
| Heritage Bank, Inc. Covington Ky Branch · Full Service - Brick And Mortar | 3600 Decoursey Ave Covington, KY 41015 Map ↗ |
| Heritage Bank, Inc. Newport Ky Branch · Full Service - Brick And Mortar | 647 Monmouth St Newport, KY 41071 Map ↗ |
| Heritage Bank, Inc. Williamstown · Full Service - Brick And Mortar | 229 S Main St Williamstown, KY 41097 Map ↗ |
| Heritage Bank, Inc. Mason · Full Service - Brick And Mortar | 6310 Tylersville Rd Mason, OH 45040 Map ↗ |
| Heritage Bank, Inc. Montgomery Branch · Full Service - Brick And Mortar | 9749 Montgomery Rd Cincinnati, OH 45242 Map ↗ |
Holding company: COMMONWEALTH HOLDINGS L L C
The FDIC lists COMMONWEALTH HOLDINGS L L C, based in Burlington, KY, as the top holding company for Heritage Bank, Inc.. The FDIC shows no other active insured banks under the same holding company.
Similar-size banks in Kentucky
Active FDIC-insured banks headquartered in Kentucky with total assets closest to Heritage Bank, Inc.'s $2.0B. See all banks in Kentucky.
| Bank | HQ city | Assets | Offices |
|---|---|---|---|
| Traditional Bank, Inc. | Mount Sterling | $2.4B | 19 |
| South Central Bank, Inc. | Glasgow | $2.3B | 27 |
| Planters Bank, Inc. | Hopkinsville | $2.0B | 15 |
| Whitaker Bank | Lexington | $1.9B | 46 |
| Forcht Bank, National Association | Lexington | $1.6B | 23 |
| The Cecilian Bank | Cecilia | $1.6B | 19 |
| Community Financial Services Bank | Benton | $1.4B | 8 |
| First Southern National Bank | Lancaster | $1.3B | 17 |
Heritage Bank, Inc.: common questions
Is Heritage Bank, Inc. FDIC-insured?
Yes. Heritage Bank, Inc. is an active FDIC-insured institution, FDIC Certificate #33119. Deposits are insured up to $250,000 per depositor, per ownership category. You can confirm this on FDIC BankFind.
Where is Heritage Bank, Inc. headquartered?
Heritage Bank, Inc. is headquartered at 1818 Florence Pike, Burlington, KY 41005, according to FDIC records.
How many branches does Heritage Bank, Inc. have?
FDIC location data lists 19 offices for Heritage Bank, Inc. in 2 states and territories. The most are in Kentucky (17), followed by Ohio (2).
Who owns Heritage Bank, Inc.?
The FDIC lists COMMONWEALTH HOLDINGS L L C of Burlington, KY as the top holding company for Heritage Bank, Inc..
Source: FDIC BankFind Suite (institution, location, and call report data). BankNearMe.com does not rank or rate banks.