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South Central Bank, Inc.
✓ FDIC-insured · Active FDIC Certificate #5854
South Central Bank, Inc. is an FDIC-insured state-chartered bank that is not a Federal Reserve member (supervised by the FDIC), headquartered in Glasgow, Kentucky, established in 1908. As of the 06/30/2026 FDIC call report, it reported $2.3B in total assets and $2.0B in deposits. FDIC location data lists 27 offices across 2 states and territories, with the most in Kentucky (26). The FDIC classifies it as a community bank. It is owned by the holding company SOUTH CNTL BANCSHARES KY INC (Glasgow, KY).
Financial data as of the 06/30/2026 FDIC call report.
Branches by state
South Central Bank, Inc. has offices in 2 states and territories. Counts come from the FDIC's institution location records.
| State | Offices | Share |
|---|---|---|
| Kentucky | 26 | 96.3% |
| Tennessee | 1 | 3.7% |
Branch locations
| South Central Bank, Inc. Park City Branch · Full Service - Brick And Mortar | 24127 Louisville Rd Park City, KY 42160 Map ↗ |
| South Central Bank, Inc. Happy Valley Branch · Full Service - Brick And Mortar | 615 Happy Valley Rd Glasgow, KY 42141 Map ↗ |
| South Central Bank, Inc. Cave City Branch · Full Service - Brick And Mortar | 518 N Dixie Hwy Cave City, KY 42127 Map ↗ |
| South Central Bank, Inc. Fountain Run Branch · Full Service - Brick And Mortar | 211 Main St Fountain Run, KY 42133 Map ↗ |
| South Central Bank, Inc. Greenwood Branch · Full Service - Brick And Mortar | 5251 Scottsville Rd Bowling Green, KY 42104 Map ↗ |
| South Central Bank, Inc. Louisville Road Branch · Full Service - Brick And Mortar | 3505 Louisville Rd Bowling Green, KY 42101 Map ↗ |
| South Central Bank, Inc. Franklin Branch · Full Service - Brick And Mortar | 204 S Main St Franklin, KY 42134 Map ↗ |
| South Central Bank, Inc. Nashville Road Branch · Full Service - Brick And Mortar | 2710 Nashville Rd Bowling Green, KY 42101 Map ↗ |
| South Central Bank, Inc. Edmonton Branch · Full Service - Brick And Mortar | 702 W Stockton St Edmonton, KY 42129 Map ↗ |
| South Central Bank, Inc. Frederica Street Branch · Full Service - Brick And Mortar | 2715 Frederica St Owensboro, KY 42301 Map ↗ |
| South Central Bank, Inc. Edmonton Road Branch · Full Service - Brick And Mortar | 1748 Edmonton Rd Tompkinsville, KY 42167 Map ↗ |
| South Central Bank, Inc. South Central Bank, Inc. · Full Service - Brick And Mortar | 208 S Broadway St Glasgow, KY 42141 Map ↗ |
| South Central Bank, Inc. Carter Road Branch · Full Service - Brick And Mortar | 1375 Carter Rd Owensboro, KY 42301 Map ↗ |
| South Central Bank, Inc. Beaver Trail Office Branch · Full Service - Brick And Mortar | 165 Beaver Trl S Glasgow, KY 42141 Map ↗ |
| South Central Bank, Inc. Scottsville Branch · Full Service - Brick And Mortar | 414 E Main St Scottsville, KY 42164 Map ↗ |
| South Central Bank, Inc. Lehman Avenue Branch · Full Service - Brick And Mortar | 805 Lehman Ave Bowling Green, KY 42101 Map ↗ |
| South Central Bank, Inc. South Central Bank Of Monroe County Branch · Full Service - Brick And Mortar | 320 N Main St Tompkinsville, KY 42167 Map ↗ |
| South Central Bank, Inc. South Central Bank Of Hardin County, Inc · Full Service - Brick And Mortar | 2908 Ring Rd Elizabethtown, KY 42701 Map ↗ |
| South Central Bank, Inc. Campbell Lane Branch · Full Service - Brick And Mortar | 1757 Campbell Ln Bowling Green, KY 42104 Map ↗ |
| South Central Bank, Inc. Highway 54 Branch · Full Service - Brick And Mortar | 3010 Highway 54 Owensboro, KY 42303 Map ↗ |
| South Central Bank, Inc. Internet Branch · Full Service - Home Banking | 501 S L Rogers Wells Blvd Glasgow, KY 42141 Map ↗ |
| South Central Bank, Inc. Dixie Hwy Branch · Full Service - Brick And Mortar | 1000 N Dixie Ave Elizabethtown, KY 42701 Map ↗ |
| South Central Bank, Inc. Brownsboro Rd Branch · Full Service - Brick And Mortar | 4910 Brownsboro Rd Louisville, KY 40222 Map ↗ |
| South Central Bank, Inc. Russellville Branch · Full Service - Brick And Mortar | 1118 W 9th St Russellville, KY 42276 Map ↗ |
| South Central Bank, Inc. Somerset Branch · Full Service - Brick And Mortar | 3977 Robinson Way N Somerset, KY 42503 Map ↗ |
| South Central Bank, Inc. Lexington - Southland Branch · Full Service - Brick And Mortar | 115 Southland Dr Lexington, KY 40503 Map ↗ |
| South Central Bank, Inc. Murfreesboro Branch · Full Service - Brick And Mortar | 1602 W Northfield Blvd Murfreesboro, TN 37129 Map ↗ |
Holding company: SOUTH CNTL BANCSHARES KY INC
The FDIC lists SOUTH CNTL BANCSHARES KY INC, based in Glasgow, KY, as the top holding company for South Central Bank, Inc.. The FDIC shows no other active insured banks under the same holding company.
Similar-size banks in Kentucky
Active FDIC-insured banks headquartered in Kentucky with total assets closest to South Central Bank, Inc.'s $2.3B. See all banks in Kentucky.
| Bank | HQ city | Assets | Offices |
|---|---|---|---|
| Independence Bank of Kentucky | Owensboro | $3.8B | 26 |
| Traditional Bank, Inc. | Mount Sterling | $2.4B | 19 |
| Heritage Bank, Inc. | Burlington | $2.0B | 19 |
| Planters Bank, Inc. | Hopkinsville | $2.0B | 15 |
| Whitaker Bank | Lexington | $1.9B | 46 |
| Forcht Bank, National Association | Lexington | $1.6B | 23 |
| The Cecilian Bank | Cecilia | $1.6B | 19 |
| Community Financial Services Bank | Benton | $1.4B | 8 |
South Central Bank, Inc.: common questions
Is South Central Bank, Inc. FDIC-insured?
Yes. South Central Bank, Inc. is an active FDIC-insured institution, FDIC Certificate #5854. Deposits are insured up to $250,000 per depositor, per ownership category. You can confirm this on FDIC BankFind.
Where is South Central Bank, Inc. headquartered?
South Central Bank, Inc. is headquartered at 208 S Broadway St, Glasgow, KY 42141, according to FDIC records.
How many branches does South Central Bank, Inc. have?
FDIC location data lists 27 offices for South Central Bank, Inc. in 2 states and territories. The most are in Kentucky (26), followed by Tennessee (1).
Who owns South Central Bank, Inc.?
The FDIC lists SOUTH CNTL BANCSHARES KY INC of Glasgow, KY as the top holding company for South Central Bank, Inc..
Source: FDIC BankFind Suite (institution, location, and call report data). BankNearMe.com does not rank or rate banks.