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Independence Bank of Kentucky

✓ FDIC-insured · Active FDIC Certificate #8136

Independence Bank of Kentucky is an FDIC-insured state-chartered bank that is a member of the Federal Reserve System, headquartered in Owensboro, Kentucky, established in 1909. As of the 06/30/2026 FDIC call report, it reported $3.8B in total assets and $3.0B in deposits. FDIC location data lists 26 offices in Kentucky. The FDIC classifies it as a community bank. It is owned by the holding company INDEPENDENCE BANCSHARES INC (Owensboro, KY).

Total assets
$3.8B
Total deposits
$3.0B
Offices
26
Return on assets
1.12%

Financial data as of the 06/30/2026 FDIC call report.

Where it operates

All 26 of Independence Bank of Kentucky's FDIC-listed offices are in Kentucky. Browse banks in Owensboro for other local options.

Branch locations

Independence Bank of Kentucky
Providence Branch · Full Service - Brick And Mortar
211 Us Highway 41a S
Providence, KY 42450
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Independence Bank of Kentucky
Livermore Branch · Full Service - Brick And Mortar
614 Henton St
Livermore, KY 42352
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Independence Bank of Kentucky
Parrish Avenue Branch · Full Service - Brick And Mortar
2465 W Parrish Ave
Owensboro, KY 42301
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Independence Bank of Kentucky
Highway 54 Branch · Full Service - Brick And Mortar
3228 Highway 54
Owensboro, KY 42303
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Independence Bank of Kentucky
Sebree Branch · Full Service - Brick And Mortar
308 Us Highway 41 S
Sebree, KY 42455
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Independence Bank of Kentucky
Hawesville Branch · Full Service - Brick And Mortar
225 Us Highway 60 E
Hawesville, KY 42348
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Independence Bank of Kentucky
Freedom Square Branch · Full Service - Brick And Mortar
1950 Scottsville Rd
Bowling Green, KY 42104
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Independence Bank of Kentucky
Highway 60 Branch · Full Service - Brick And Mortar
1100 Barret Blvd
Henderson, KY 42420
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Independence Bank of Kentucky
New Holt Branch · Full Service - Brick And Mortar
2711 New Holt Rd
Paducah, KY 42001
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Independence Bank of Kentucky
Lewisport Branch · Full Service - Brick And Mortar
8523 Us Highway 60 W
Lewisport, KY 42351
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Independence Bank of Kentucky
Fairview Avenue Branch · Full Service - Brick And Mortar
877 Fairview Ave
Bowling Green, KY 42101
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Independence Bank of Kentucky
Lone Oak Road Branch · Full Service - Brick And Mortar
3312 Lone Oak Rd
Paducah, KY 42003
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Independence Bank of Kentucky
Independence Bank Of Kentucky · Full Service - Brick And Mortar
2425 Frederica St
Owensboro, KY 42301
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Independence Bank of Kentucky
Liberty Square Branch · Full Service - Brick And Mortar
76 S Green St
Henderson, KY 42420
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Independence Bank of Kentucky
Madisonville North Branch · Full Service - Brick And Mortar
1776 N Main St
Madisonville, KY 42431
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Independence Bank of Kentucky
Jefferson Square Branch · Full Service - Brick And Mortar
3143 Broadway St
Paducah, KY 42001
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Independence Bank of Kentucky
Patriot Square Branch · Full Service - Brick And Mortar
507 N 12th St
Murray, KY 42071
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Independence Bank of Kentucky
Capital Square Branch · Full Service - Brick And Mortar
450 Versailles Rd
Frankfort, KY 40601
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Independence Bank of Kentucky
Revolution Square Branch · Full Service - Brick And Mortar
100 E College St
Mayfield, KY 42066
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Independence Bank of Kentucky
East Center Branch · Full Service - Brick And Mortar
629 E Center St
Madisonville, KY 42431
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Independence Bank of Kentucky
Glendale Branch · Full Service - Brick And Mortar
721 S 12th St
Murray, KY 42071
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Independence Bank of Kentucky
Frankfort West Branch · Full Service - Brick And Mortar
1228 Us-127 South
Frankfort, KY 40601
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Independence Bank of Kentucky
St. Matthews Square Branch · Full Service - Brick And Mortar
3901 Shelbyville Rd
Louisville, KY 40207
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Independence Bank of Kentucky
Lexington Branch · Full Service - Brick And Mortar
444 E Main St
Lexington, KY 40507
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Independence Bank of Kentucky
Shelbyville Branch · Full Service - Brick And Mortar
65 Mack Walters Rd
Shelbyville, KY 40065
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Independence Bank of Kentucky
Russellville Branch · Full Service - Brick And Mortar
115 Sam Walton Dr Ste 1
Russellville, KY 42276
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Holding company: INDEPENDENCE BANCSHARES INC

The FDIC lists INDEPENDENCE BANCSHARES INC, based in Owensboro, KY, as the top holding company for Independence Bank of Kentucky. The FDIC shows no other active insured banks under the same holding company.

Similar-size banks in Kentucky

Active FDIC-insured banks headquartered in Kentucky with total assets closest to Independence Bank of Kentucky's $3.8B. See all banks in Kentucky.

BankHQ cityAssetsOffices
Republic Bank & Trust CompanyLouisville$7.1B48
Community Trust Bank, Inc.Pikeville$6.9B78
Central Bank & Trust Co.Lexington$4.0B29
Traditional Bank, Inc.Mount Sterling$2.4B19
South Central Bank, Inc.Glasgow$2.3B27
Heritage Bank, Inc.Burlington$2.0B19
Planters Bank, Inc.Hopkinsville$2.0B15
Whitaker BankLexington$1.9B46

Independence Bank of Kentucky: common questions

Is Independence Bank of Kentucky FDIC-insured?

Yes. Independence Bank of Kentucky is an active FDIC-insured institution, FDIC Certificate #8136. Deposits are insured up to $250,000 per depositor, per ownership category. You can confirm this on FDIC BankFind.

Where is Independence Bank of Kentucky headquartered?

Independence Bank of Kentucky is headquartered at 2425 Frederica St, Owensboro, KY 42301, according to FDIC records.

How many branches does Independence Bank of Kentucky have?

FDIC location data lists 26 offices for Independence Bank of Kentucky, all in Kentucky.

Who owns Independence Bank of Kentucky?

The FDIC lists INDEPENDENCE BANCSHARES INC of Owensboro, KY as the top holding company for Independence Bank of Kentucky.

Source: FDIC BankFind Suite (institution, location, and call report data). BankNearMe.com does not rank or rate banks.