Banks on the Move · Edition of November 12, 2026 · FDIC records processed Oct 30–Nov 5, 2026

Banks on the Move: 24 Branch Openings, 13 Closings, 1 Merger (FDIC, Oct 30–Nov 5, 2026)

The FDIC processed 24 branch openings and 13 branch closings at insured banks from October 30, 2026 through November 5, 2026, plus 3 relocations. JPMorgan Chase Bank, National Association recorded the most openings (4), and Bank of America, National Association the most closings (5) in this window.

At the institution level, the file shows 1 bank merger.

Mergers, new banks and name changes

Mergers

• October 1, 2026: MidFirst Bank of Oklahoma City, OK absorbed Dallas Capital Bank, National Association of Dallas, TX (last reported assets $1.21 billion). Merger without FDIC assistance; processed November 1, 2026.

Also in the last 30 days

Institution-level changes processed October 7, 2026 through October 30, 2026 (before this week's window), for context.

Mergers

• October 1, 2026: Comenity Capital Bank of Draper, UT absorbed Comenity Bank of Wilmington, DE (last reported assets $7.37 billion). Affiliated merger (corporate reorganization); processed October 7, 2026.
• October 1, 2026: Gibsland Bank & Trust Company of Gibsland, LA absorbed Marion State Bank of Marion, LA (last reported assets $237.4 million). Merger without FDIC assistance; processed October 7, 2026.
• October 1, 2026: First National Bank of Omaha of Omaha, NE absorbed Blue Ridge Bank and Trust Co. of Independence, MO (last reported assets $866.6 million). Merger without FDIC assistance; processed October 8, 2026.
• October 1, 2026: Coastal Carolina National Bank of Myrtle Beach, SC absorbed Beacon Community Bank of Mount Pleasant, SC (last reported assets $982.3 million). Merger without FDIC assistance; processed October 9, 2026.
• October 7, 2026: Alliance Bank of Cape Girardeau, MO absorbed Anna State Bank of Anna, IL (last reported assets $111.6 million). Merger without FDIC assistance; processed October 19, 2026.
• October 10, 2026: United Community Bank of Chatham, IL absorbed Midland Community Bank of Kincaid, IL (last reported assets $68.8 million). Affiliated merger (corporate reorganization); processed October 19, 2026.
• August 31, 2026: NEXTIER BANK, NATIONAL ASSOCIATION of Kittanning, PA absorbed Riverside Bank of Dublin of Dublin, OH (last reported assets $269 million). Merger without FDIC assistance; processed October 27, 2026.
• October 1, 2026: Oregon Coast Bank of Newport, OR absorbed Connect Community Bank of Raymond, WA (last reported assets $72.7 million). Merger without FDIC assistance; processed October 27, 2026.
• October 1, 2026: Sovereign Bank of Shawnee, OK absorbed The First National Bank in Marlow of Marlow, OK (last reported assets $71.8 million). Merger without FDIC assistance; processed October 28, 2026.
• October 1, 2026: Cambridge Savings Bank of Cambridge, MA absorbed First Seacoast Bank of Dover, NH (last reported assets $576.3 million). Merger without FDIC assistance; processed October 29, 2026.

Name changes

• October 1, 2026: Chemung Canal Trust Company is now Chemung Canal Trust Company, National Association (Elmira, NY).
• September 23, 2026: Southern Bancorp Bank is now Uplift Bank (Arkadelphia, AR).
• September 15, 2026: Lineage Bank is now Harpeth Bank & Trust (Franklin, TN).

Voluntary closings

• September 30, 2026: Heritage Bank of St Tammany of Covington, LA closed voluntarily (not a failure), per the FDIC record.

Charter and regulator changes

• October 1, 2026: Chemung Canal Trust Company, National Association (Elmira, NY) — Change in Chartering Agency (STATE Commercial → OCC Commercial).
• September 1, 2026: Rollstone Bank & Trust (Fitchburg, MA) — Change in Chartering Agency (OCC Savings → STATE Commercial).
• August 27, 2026: International Finance Bank (Miami, FL) — Change in Class.
• September 30, 2026: Connect Community Bank (Raymond, WA) — Change in Organization Type.

Branch sales

• September 21, 2026: Capital One, National Association sold branches to Axos Bank.
• July 8, 2026: Regions Bank sold branches to Fifth Third Bank, National Association.
• October 9, 2026: Luminate Bank sold branches to Blaze Credit Union (a credit union, insured by the NCUA rather than the FDIC).
• September 8, 2026: BMO Bank National Association sold branches to First-Citizens Bank & Trust Company.

Branch openings

24 new offices were recorded at FDIC-insured banks. Effective dates are when the office opened; some were reported to the FDIC weeks or months later.

Branch closings

13 offices were closed. Banks with the most closings this week:

• Bank of America, National Association: 5 closings (CA 2, MI 1, FL 1, ME 1)
• JPMorgan Chase Bank, National Association: 3 closings (TX 2, AZ 1)
• Washington Trust Bank: 1 closing (ID 1)
• BOKF, National Association: 1 closing (OK 1)
• The Huntington National Bank: 1 closing (TX 1)
• City National Bank: 1 closing (NY 1)
• Saco & Biddeford Savings Institution: 1 closing (ME 1)

Relocations

• Westamerica Bank moved its Hanford Branch to a new address in Hanford, CA (effective October 23, 2026).
• BlueHarbor Bank moved its Statesville Branch to a new address in Statesville, NC (effective June 29, 2026).
• Community Bank, National Association moved its Corporate Woods Branch from Albany, NY to a new address in Latham, NY (effective December 31, 2025).

Frequently asked questions

What does "processed" mean in FDIC structure data?

The FDIC History file records each change with an effective date (when it happened) and a processed date (when the FDIC entered it). This digest covers changes processed October 30, 2026 through November 5, 2026, the newest available in the FDIC file dated November 6, 2026. Some effective dates are earlier, because banks report changes after the fact.

Does a branch closing mean my money is at risk?

No. A branch closing is a business decision about a location. Your accounts stay with the bank, and FDIC insurance coverage (up to $250,000 per depositor, per insured bank, for each account ownership category) is unchanged. Check with your bank about the nearest remaining branch.

What happens to my account when my bank merges?

Accounts move to the surviving bank. Deposits from the two banks are insured separately for at least six months after the merger (longer for some CDs), so customers have time to restructure if combined balances exceed the limit. Source: FDIC, "Your Insured Deposits".

Where does this data come from?

Every count and name on this page comes from the FDIC's public BankFind Suite History and Institutions APIs. Each source lists the endpoint, the FDIC file date, and the date we retrieved it. Credit-union records that appear in the FDIC file are excluded.

Sources

1. FDIC BankFind History API — all structure-change events processed October 30, 2026 through November 5, 2026. FDIC file dated November 6, 2026; retrieved November 12, 2026. https://api.fdic.gov/banks/history?filters=PROCDATE:["2026-10-30" TO "2026-11-05"]&limit=10000
2. FDIC BankFind History API — institution-level events processed October 7, 2026 through November 5, 2026 (30-day context). FDIC file dated November 6, 2026; retrieved November 12, 2026. https://api.fdic.gov/banks/history?filters=ORG_ROLE_CDE:FI AND PROCDATE:["2026-10-07" TO "2026-11-05"]&limit=1…
3. FDIC BankFind Institutions API — current name, status, assets and office count for each institution named. FDIC file dated November 6, 2026; retrieved November 12, 2026. https://api.fdic.gov/banks/institutions?filters=CERT:(…)&fields=NAME,CERT,CITY,STALP,ACTIVE,ASSET,DEP,OFFICES,…
4. FDIC BankFind Suite API documentation (History API change codes and field definitions); retrieved November 12, 2026. https://api.fdic.gov/banks/docs/

Figures retrieved November 12, 2026 from the FDIC files dated above. Change types and names are as recorded by the FDIC; we do not add details that are not in the FDIC record. BankNearMe.com is independent and is not affiliated with or endorsed by any bank, the FDIC, or any government agency. Confirm details with the bank or on FDIC BankFind. See the full series, This Week in Bank History, or the State Banking Snapshot.